Independent Agents vs. Captive Agents

Which is Right for You?

Independent Insurance Agents:

• Represent multiple insurance companies

• Can offer a variety of coverage options from different carriers

• Can shop around to find the best coverage and rates for your specific needs

• Are not tied to any particular insurance company, so they can offer unbiased advice and recommendations

Captive Insurance Agents:

• Represent only one insurance company

• Can only offer coverage from that particular carrier

• May not be able to provide as many options as an independent insurance agent

• May have more in-depth knowledge of the products and coverage offered by their specific company

Ultimately, the right choice for you will depend on your specific needs and preferences. It's important to discuss your options with an insurance agent to find the coverage that best fits your needs and budget.